Secured Car Loans

A secured car loan is the most common way to finance a vehicle, and Credit One can arrange one specifically tailored to you or your business, whether you're buying from a dealer or a private seller.

Hire Purchase or Credit Sale Agreement:

This option is commonly used when purchasing a vehicle through a Registered Motor Vehicle Trader.

• Asset being purchased used as security.
• GST claimed on the asset invoice.
• Depreciation and interest on instalments may be tax deductible.*
• Repayments can be structured to suit various circumstances, such as seasonal cashflow.
• Terms vary from 6 to 60 months.
• Interest rate fixed for the term of the agreement.
• 100% funding available.

Term Loan & Security Agreement:

Structured similarly to Hire Purchase, a Term Loan & Security Agreement is used when a vehicle is being purchased privately, or when another asset is being used as security to fund the vehicle purchase.

Obtain a no obligation finance quote today.

Simply use our Loan Repayment Calculator or call us on 0800 300 500 to talk with one of our friendly specialists.